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Richard Fraser, Chief Executive Officer

Appointed July 2004

Richard joined Frenkel Topping Ltd (the trading subsidiary of Frenkel Topping Group Plc) in 1991 after gaining experience in financial services whilst working at Lloyds Bank, Bradford and Bingley Building Society and Scottish Widows. Richard has been fully involved in the development of both structured settlements and Frenkel Topping Ltd, becoming Managing Director in 2000. He played a key role in the appointment of Frenkel Topping Ltd as an alternative investment broker to the Court of Protection and Richard has also been a regular speaker at financial services conferences across the UK.

In addition to directing the strategic development of the Group with the other board members, Richard is in charge of the day-to-day operation of the Group.

Elaine Cullen-Grant, Chief Financial Officer

Appointed March 2020

Elaine Cullen-Grant, who has been Group Financial Controller at Frenkel Topping since May 2009, will join the Board of the Company as Chief Financial Officer. Elaine succeeds Stephen Bentley who will be retiring on 01 March 2020. Elaine qualified as a Chartered Management Accountant in 2010 and, prior to joining Frenkel Topping, was a Financial Reporting Accountant at Carillion Utility Services and worked in various finance functions at Bupa. She has worked closely with Stephen over the years and will assume the role of Chief Financial Officer upon his retirement.

Mark Holt, Managing Director

Appointed January 2019

Mark has been with the Company for over 8 years and has 22 years financial services experience. He is the lead director for Frenkel Topping Limited and Obiter Wealth Management and manages both the internal staff, including the expert witness report writers, para planners and the new business writing team. In addition to which Mark manages a number of the Company’s strategic accounts and has been a key player in the Company’s growth to date. Mark is widely recognised throughout the industry for his expertise in advising on large loss complex claims and the analysis of periodical payment orders and is a guest speaker at many national conferences. Of recent times Mark has also been called upon to meet with the Ministry of Justice to assist in developing a ‘Call for Evidence’ from various sources. The purpose of which was to gather information on investment of claimants ‘award of damages’ to assist the Lord Chancellor and the Government in setting a new Personal Injury Discount Rate (PIDR). Mark is a key member of the Board and his drive for excellence for both the clients and the Company is fundamental to the on-going success of the business.



Tim Linacre, Non-Executive Chairman

Appointed July 2018

Tim brings over 35 years of experience working as a Stockbroker, Investment Banker and Business Communications adviser. Tim worked at Panmure Gordon for over 20 years and was Chief Executive for eight years. He was previously with Hoare Govett. Tim has advised many companies across a wide range of sectors and sizes, from FTSE 100 to fast growing AIM stocks. Tim is currently the senior managing partner at a leading Business Communications firm. Tim also has experience in wealth and asset management, including private equity – where he sat on the advisory board at Panoramic Growth Equity, as well as acting as an adviser to asset management businesses on various transactions. Tim is a Fellow of the Institute of Chartered Accountants.


Christopher Mills Non Executive Director

Christopher Mills founded Harwood Capital Management in 2011, a successor to its former parent company JO Hambro Capital Management, which he co-founded in 1993 and was formerly the Chief Investment Officer.  He is currently the Chief Executive Officer and Investment Manager of North Atlantic Smaller Companies Investment Trust plc, a UK listed investment trust, and a Non-Executive Director of several companies including MJ Gleeson plc, EKF Diagnostics Holdings plc and Augean plc.  Mr. Mills was appointed a Non-Executive Director of Harwood Wealth Management Group plc (“Harwood Wealth”) in 2016, an AIM listed financial planning and discretionary wealth management firm business which he helped to build.  Harwood Wealth was acquired by Hurst Point, a company formed by funds managed by US private equity firm Carlyle Group for GBP91m earlier this year.